Collateral-Backed Loans | Relief for Bills, Mortgages, and Rent

Title Loans and Collateral Loans

From $36-$59/Month per $1000 borrowed!

CALL 1 (250) 300 3015

Get financial relief for rent, bills, and other expenses with no credit checks. All you need is an asset worth three times the amount you want to borrow.

No Credit Checks Needed. Fast Approval!

uLoan Canada can help you out with cash shortfalls using almost any type of collateral. We can assist your small business cashflow, bridge real estate deals, or just get you the cash you need in as little as one business day.

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How does it work?

uLoan offers collateral-backed loans to individuals and small businesses across Western Canada. We never do credit checks because your asset secures the loan. We can lend you $1,000 or more, using anything from your vehicle title to heavy equipment, tools, dirtbikes and ATVs, motor homes, or even jewelry. As long as your asset is worth three times the amount you want to borrow, we can get you cash within as little as one business day!

Will I qualify?

If you are a Canadian resident 18 years or older and own an asset or assets worth at least $3,000, you are likely eligible for a personal loan through uLoan. It’s as simple as that! Businesses with suitable collateral, including invoices for contracted work, may also be eligible for cash injection loans.

What Are the Repayment Terms?

uLoan offers a variety of loans with repayment periods starting at 12 months. An example of a loan we issue could look like this:

  • $1,000 Borrowed For 12 Months
  • Interest Payment of $30/month with 36% APR
  • Total Amount Payable: $1,360
  • Total Interest: $360

About uLoan Canada

uLoan Canada is a British Columbia based private lending group aimed at supporting Canadian residents and small businesses with fair, collateral-backed lending options. We offer among the best rates and fairest terms on collateral loans that you’ll find anywhere. Don’t take our word for it, though: check out some of our many positive reviews below!

What Our Customers Are Saying:

We’re proud of the many positive reviews and testimonials we’ve received from people of all walks of life, from working moms to entrepreneurs. We believe in working personally with every client to ensure they’re treated with respect and dignity, and that they get the money they need when they need it.

I wouldn’t normally think of giving a review for this type of loan company, but Greg and Derek at uLoan were both professional, easy to work with and most importantly, understanding. I would easily recommend uLoan for anyone that may need a short term financial solution.



Greg and Derek go above and beyond to let you know you made a good choice. Rates are fair and the level of service was exemplary. Highly recommend this company to help you with your financial situation.



If you’re self employed go see Greg and Derek at uLoan. They have made my interior painting business fun again. There are so many obstacles to being self employed – payroll is the most stressful part. uLoan has taken all that stress away. Thank you uLoan!


-Ron, Small Business Owner

The Staff at uLoan Kelowna was incredible to work with.
Extremely empathetic, professional and helpful. Thank you Greg for taking the time and doing your research. I highly recommend this company.



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