Unexpected problems can leave you desperate for cash.
We can help you get through it with flexible lending options.
Whatever your financial situation, we can help you out.
We offer personal and business loans between $1,000 and $50,000.
We specialize in collateral backed lending.
Our minimum emergency loan amount is $1,000. To qualify you will require an asset valued at 3 times the loan amount you are requesting.
The asset you use must be free and clear of all liens, encumbrances, loans, etc.
Collateral backed loans mean you don’t need a credit check, proof of income, or lengthy application.
All you need is an asset for us to lend against.
We accept all kinds of collateral, including:
- Cars and trucks
- Heavy-duty equipment
- Boats
- RVs
- Gold, silver, and jewelry
- ATVs and dirt bikes
- Snow machines
- Home equity
- Vehicle titles
- Mobile home titles
The Money you need,Fast
We can evaluate your asset and get you cash in as little as 24 hours.
We offer flexible terms that work with your budget.
Emergency Loan Hotline
If you're here, you need money fast.
Call our emergency hotline at (250) 300-3015 to get in touch with our emergency loan officer. We will respond to your call as soon as possible!
Real Life Case Study
A young, working couple came into our office with a need for a quick cash infusion. The wife is studying at the local university and the husband runs a busy flooring installation company. As is often the case he has lots of jobs on the go and no shortage of work, but was not scheduled to be paid from the contractor for at least 30 days. This left him short of the funds he needed to take on another large job, keep his employees paid on time and buy materials.
The couple owned a newer motorcycle and an older ski boat free and clear**and uLoan was able to place a charge against this collateral and lend him the $3500.00 he needed to keep him working and profitable. Within two months, the loan was repaid and his business was booming.